ZLATI ZVOKI Za diatonično harmoniko 3 Lupinc Libro di Testo per Fisarmonica

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30-DAY MONEY BACK GUARANTEE (only valid for online orders): 
The buyer has the right to return the products within 30 days. The products must be in original condition, unused and in original packaging. The shipping costs are not refundable and are paid for by the buyer. The products may be changed for other goods, or the money is refunded to the buyer.
Refund does not apply to: 
- sound, video and software media (DVD, video, CD) with stripped welded packaging 
- sheet music 
- used strings, reeds, mouthpieces etc.
- any other items which have visible marks of usage
For returned items, that have visible marks of usage or have damaged original packaging we reserve the right to adequate usage charge.

Music Max Credit Rate 2023 AAA Platinum

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tel: +386 3 548 48 74, fax: +386 3 548 48 74

What is a platinum rating of excellence?

The platinum credit rating of excellence represents an above-average credit rating value among companies that have been demonstrating a credit rating of excellence for at least five years in a row. It is based on financial statements and other dynamic indicators of companies and predicts above-average safe and successful operations of the company in the next twelve months.

Companies with platinum creditworthiness rating achieve above-average results and meet the criteria for reduced probability that they would experience any of the following events in the next twelve months:

• bankruptcy, compulsory settlement or liquidation (< 0,08% probability),
• cancellation of business registration (< 0,81% probability),
• blocked bank accounts for more than 60 days continuously or more than 90 days totaly (< 0,41% probability).

Businesses with a platinum rating of AAA excellence have a 91% probability of maintaining their rating of excellence next year.